On the basis of regular tender processes, the Boards of Trustees have concluded congruent reinsurance contracts covering death and invalidity risks with leading Swiss Insurance companies.
These selected insurance partners provide all the required guarantees and cost-effective terms and conditions to the FCT Group thanks to the economy of scale and the simplification in administration.
Each Pension Committee must choose a full insurance coverage for death and disability risk, either through one of the collective contracts negotiated by the Foundations, or through an individual contract with a Swiss insurer approved by the Foundations. The tender process must be conducted by an exclusive insurance intermediary appointed by the Foundations.
 Multi-employer solutions |
 Company solution |
 Individual solution |
|
|---|---|---|---|
| Insurance company | Uniform* | Tailor-made | Tailor-made |
