Transparent. Independent.


From its inception, the FCT has attached paramount importance to establishing an organisation and rules of behaviour based on the highest standards of professional conduct. To guide its long-term development in keeping with this commitment, it has defined the following reference framework and guiding principles :




We are a trusted, efficient and progressive collective pension foundation providing guaranteed payment of retirement, death and disability benefits over the long term.  Thanks to our open architecture, transparency and ability to work in partnership with the different service providers on the market, we are able to provide an independent response to the diverse needs of companies and their employees. 


Our ambition is to be a benchmark for occupational benefits institutions in Switzerland, able to respond to the constant changes in occupational pensions by providing dependable, flexible and innovative solutions for our Insureds.


All our activities are governed by the core values of the FCT and the FCT 1e, which reflect the ethos that underpins all our endeavours.  These values guide our strategic decision-making and drive our development. They are at the heart of everything we do.

Openness and communication, access to complete information for Insureds,
ongoing dialogue with the supervisory authorities.

Entrepreneurial spirit, continual development of flexible and innovative solutions
responding to present and future challenges, adaptability and drive.

Pursuing our mission with conviction, enthusiasm and determination, respect for our partners and social values, and employee fulfilment.

Unremitting search for excellence, rigorous organisation in terms of governance and risk management, integrity and commitment.

A uniquely independent model which prevents conflicts of interest and offers Affiliated Companies all the diversity and flexibility of an open architecture.